SLM FINANCIAL (Best option because of living expense money, but very difficult to qualify)

Since these loans are credit-based, not everyone will qualify. Those who are credit-challenged are invited to submit a SLM Financial loan application with a co-signer. However, after 24 on-time payments (not including the $10 deferral payments), the co-signer can be removed from the loan, leaving it in the borrower’s name only.

The student loan itself can include the entire tuition plus an additional 60 percent of the tuition to cover living expenses, so students don't have to worry about their bills while they are attending the program.

Alternative Finance Option 2

This finance company will finance the full tuition, but will not give the living expense money. The loan is still credit based, but their guidelines are less strict than SLM’s. (580-700 credit score)

Credit scores between 580-660 are encouraged to have cosigners. Cosigner can be the “borrower” and the student can be the “cosigner” to strengthen the application for approvals.

Instant credit decisions (proof of citizenship/permanent residency; proof of income; and, proof of residence are required).

Alternative Finance Option 3

This program requires a down payment, but doesn’t require a cosigner. The better the credit, the lesser the down payment, but their credit criteria is very flexible (450-650 credit score). The down payment can be made with a check or credit card.