by Dean of Education Arzu Algan on the June 17th, 2008

Given the disparity in lenders’ considerations, customers who fit the general nonprime category can’t be defined by a credit score alone.  A better way to identify a nonprime customer is to look at his or her credit report. Customers who have experienced one or more of the following events are often [...] Read more »

by Dean of Education Arzu Algan on the June 3rd, 2008

Given the credit characteristics of many consumers today, you’ve probably worked with customers with credit problems.  The epidemic of late payment histories and other credit issues has only grown more commonplace in the recent economic downturn, making nonprime more vital than ever to the financial health of a dealership.  If you [...] Read more »